Book Your FREE Video or Telephone Consultation

Daily appointments available from the convenience of your own home.
Private Treatments Only.
NHS queries 0207 509 4186

Or Request a call back

Arrange a callback

    Read our terms & conditions. Read our privacy policy

    Please note – by providing these details, you agree that we can contact you via these methods.

    or Book Online

    Book Your FREE Video or Telephone Consultation

    Daily appointments available from the convenience of your own home.
    Private Treatments Only.
    NHS queries 0207 509 4186

    Or Request a call back

    Arrange a callback

      Read our terms & conditions. Read our privacy policy

      Please note – by providing these details, you agree that we can contact you via these methods.

      or Book Online

      Break down the cost of your treatment into affordable monthly instalments and pay 0% interest for up to 24 months. Interest free financing is available on all our laser eye surgery, lens replacement and private cataract procedures.

      The amount you’ll pay each month will vary based on the deposit amount and the repayment period. Use our handy finance calculator below to determine your monthly payment.

      Book a free consultation today, and our highly experienced patient advisors will take you through your treatment and financing options.

      Laser Eye Surgery Costs & Finance Options

      Our laser eye surgery costs are always fair and transparent with no hidden extras or surprises. If one of our finance options would benefit you, use our calculator below to see what you’ll pay each month for your individual treatment.

      Laser Eye Surgery Finance Calculator

      Receive up to 24 months financing at 0% interest.

      See how much you’ll pay each month by using our finance calculator below.

      Finance options

      Choose which surgery you are looking to get

      One eye or both eyes?

      How much would you like to pay up-front?

      £33.25

        / month
      Want to reduce your monthly payment?

      Try changing your payment period.

      48 months

      Lens Replacement Surgery Costs & Finance Options

      We offer up to 24 months interest free finance for all our lens replacement procedures, with additional interest-bearing credit for longer periods if required.

      Our lens replacement surgery costs and finance calculator are below. Our prices are always fair and transparent, with no hidden extras.

      Lens Replacement Surgery Finance Calculator

      Receive up to 24 months financing at 0% interest.

      See how much you’ll pay each month by using our finance calculator below.

      Finance options

      Choose which surgery you are looking to get

      One eye or both eyes?

      How much would you like to pay up-front?

      £56.58

        / month
      Want to reduce your monthly payment?

      Try changing your payment period.

      48 months

      Private Cataract Treatment Costs & Finance Options

      If you’re interested in our private cataract surgery options, use our pricing table and finance calculator to see how much you’ll pay. The cost of cataract surgery with us is always completely transparent without any hidden charges. You can also get Private Medical Insurance cover on our Cataract Surgery treatment.

      Private Cataract Surgery Treatment Calculator

      Receive up to 24 months financing at 0% interest.

      See how much you’ll pay each month by using our finance calculator below.

      Finance options

      Choose which surgery you are looking to get

      One eye or both eyes?

      How much would you like to pay up-front?

      £48.25

        / month
      Want to reduce your monthly payment?

      Try changing your payment period.

      48 months

      Representative example

      • Product: LASIK, one eye
      • Price: £1,995
      • Advanced payment: £199.50 (10% deposit)
      • Amount of credit: £1,795.50
      • Interest rate: 9.9% p.a fixed
      • Representative: 9.9%APR
      • Total term: 36 months
      • Interest payable: £274.50
      • Total amount payable: £2,269.5
      • Monthly repayment: £57.50

      Am I eligible for a loan?

      To apply for a personal finance loan, you must:

      • Bullet point tick Be aged 21 or over
      • Bullet point tick Have a bank or building society account
      • Bullet point tick Be a permanent UK resident (and have been living in the UK for at least 3 years)
      • Bullet point tick Be in a permanent paid employment, self-employed or retired with a pension
      • Bullet point tick Have an income greater than £10,000
      • Bullet point tick Have a good credit history

      Finance Options FAQs

      Your finance application only takes a few minutes to complete.

      Most people qualify for finance, with some exceptions. Typically, you will be a UK resident with a fixed address. Your personal circumstances can be discussed via a free online consultation to learn more.

      Yes, a credit check will be completed to assess eligibility.

      The requirements include your address history, employment details and bank information history for up to 5 years back.

      Our finance options are available for laser eye surgery, lens replacement and private cataract treatment.

      Your monthly payments will only start after completing your surgery.

      Yes, it is possible to pay additional amounts at any time after your monthly finance plan starts.

      Yes.

      On the rare occasion that we do receive a complaint, we take it very seriously. If you are unhappy with any aspect of the treatment or service that you purchased with us, you may contact us in any way you prefer. Please find contact information on our Patient Feedback and Complaints page.

      If your complaint relates to your finance agreement

      If your complaint relates to the finance linked to your purchase you can still let us know about this, but we will forward it on to your credit provider Novuna (previously Hitachi Capital). Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.

      What to do if you can’t reach an agreement

      If you are not satisfied with Novuna’s response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of Novuna’s final response letter to you.

      They can be contacted in the following ways:

      Further details can be found on the Financial Ombudsman Service website: www.financial-ombudsman.org.uk

      Why People Choose Optegra?

      Our superb range of finance options are only one of the many reasons thousands of patients have chosen to trust us with their eye surgery. Here are just a few more:

      • Rated excellent on Trustpilot
      • Free virtual consultation with our experts – discover your suitability from home in minutes
      • World renowned surgeons delivering exceptional care
      • State of the art laser eye technology delivering outstanding results
      • Dedicated eye hospitals nationwide
      • Successfully treated over 1 million eyes

      Optegra UK Limited (FRN: 735282) are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender – credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC. Terms & Conditions Apply