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Spread the cost of your treatment with 0% finance for up to 24 months. Interest-free finance is available across our private laser eye surgery, lens replacement, implantable contact lenses (ICL) and private cataract treatments.
Your monthly payments depend on the cost of your treatment, your deposit and the repayment period you choose. Use our finance calculators below to determine your monthly payment.
Book a free consultation and our experienced patient advisors will talk you through your treatment costs and the finance options available to you.
Laser Eye Surgery Costs & 0% Finance
Our laser eye surgery pricing is clear and transparent, with no hidden extras. Spread the cost with 0% finance for up to 24 months, or choose longer-term finance options if required. Use our calculator below to see how much you could pay each month.
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LASEK
Best suited for people with thin corneas and low-moderate prescriptions.
Book Free Consultation£1,495
per eye -
LASIK
Can treat a wide range of prescriptions and popular for a fast recovery.
Book Free Consultation£2,095
per eye -
ReLEx SMILE
The most advanced method with fast recovery using well established keyhole technology.
Book Free Consultation£2,695
per eye -
PRESBYOND
Blended vision is ideal for age related near changes and helps people see far-middle-near.
Book Free Consultation£2,995
per eye
Laser Eye Surgery Finance Calculator
£34.92
/ monthWant to reduce your monthly payment?
Try changing your payment period.
48 months
* Interest bearing, based on 9.9% PA
Representative Example: Longer-term Finance
| Finance example | Details |
|---|---|
| Treatment | LASEK, one eye |
| Treatment price | £1,495 |
| Deposit (10%) | £149.50 |
| Amount of credit | £1,345.50 |
| Finance term | 36 months |
| Interest rate | 9.9% p.a. fixed |
| Representative APR | 9.90% |
| Interest payable | £205.74 |
| Total amount payable | £1,700.74 |
| Monthly repayment | £43.09 |
Lens Replacement Surgery Costs & 0% Finance
Our lens replacement surgery pricing is clear and transparent, with no hidden extras. Spread the cost with 0% finance for up to 24 months, or choose longer-term finance options if required. Use our calculator below to see how much you could pay each month.
Lens Replacement Surgery Finance Calculator
£58.25
/ monthWant to reduce your monthly payment?
Try changing your payment period.
48 months
* Interest bearing, based on 9.9% PA
Representative Example: Longer-term Finance
| Finance example | Details |
|---|---|
| Treatment | Monofocal Lens Exchange, one eye |
| Treatment price | £3,495 |
| Deposit (10%) | £349.50 |
| Amount of credit | £3,145.50 |
| Finance term | 36 months |
| Interest rate | 9.9% p.a. fixed |
| Representative APR | 9.90% |
| Interest payable | £480.78 |
| Total amount payable | £3,975.78 |
| Monthly repayment | £100.73 |
Implantable Contact Lens (ICL) Costs & 0% Finance
Our implantable contact lens (ICL) pricing is clear and transparent, with no hidden extras. Spread the cost with 0% finance for up to 24 months, or choose longer-term finance options if required. Use our calculator below to see how much you could pay each month.
Implantable Contact Lens (ICL) Calculator
£59.92
/ monthWant to reduce your monthly payment?
Try changing your payment period.
48 months
* Interest bearing, based on 9.9% PA
Representative Example: Longer-term Finance
| Finance example | Details |
|---|---|
| Treatment | Implantable Contact Lens, one eye |
| Treatment price | £3,595 |
| Deposit (10%) | £359.50 |
| Amount of credit | £3,235.50 |
| Finance term | 36 months |
| Interest rate | 9.9% p.a. fixed |
| Representative APR | 9.90% |
| Interest payable | £494.82 |
| Total amount payable | £4,089.82 |
| Monthly repayment | £103.62 |
Private Cataract Surgery Costs & 0% Finance
Our private cataract surgery pricing is clear and transparent, with no hidden extras. Spread the cost with 0% finance for up to 24 months, or choose longer-term finance options if required. Private Medical Insurance may also cover your cataract treatment. Use our calculator below to see how much you could pay each month.
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Standard Cataract Treatment
Cataract surgery with a monofocal lens.
Book Free Consultation£2,995
per eye -
Enhanced Cataract Treatment
Cataract treatment with additional vision correction, including options for astigmatism.
Book Free Consultation£3,695
per eye -
Advanced Cataract Treatment
Advanced lens technology designed to provide clearer vision across multiple distances.
Book Free Consultation£4,195
per eye
Private Cataract Surgery Treatment Calculator
£49.92
/ monthWant to reduce your monthly payment?
Try changing your payment period.
48 months
* Interest bearing, based on 9.9% PA
Representative Example: Longer-term Finance
| Finance example | Details |
|---|---|
| Treatment | Advanced Cataract Treatment, one eye |
| Treatment price | £4,195 |
| Deposit (20%) | £839.00 |
| Amount of credit | £3,356.00 |
| Finance term | 48 months |
| Interest rate | 9.9% p.a. fixed |
| Representative APR | 9.90% |
| Interest payable | £689.92 |
| Total amount payable | £4,884.92 |
| Monthly repayment | £84.29 |
Am I eligible for finance?
Finance applications are subject to a credit check.
To apply for finance, you must:
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Be aged 21 or over
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Have a bank or building society account
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Be a permanent UK resident (and have been living in the UK for at least 3 years)
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Be in a permanent paid employment, self-employed or retired with a pension
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Have an income greater than £10,000
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Have a good credit history
Finance complaints and support
On the rare occasion that we do receive a complaint, we take it very seriously. If you are unhappy with any aspect of the treatment or service that you purchased with us, you may contact us in any way you prefer. Please find contact information on our Patient Feedback and Complaints page.
If your complaint relates to your finance agreement
If your complaint relates to the finance linked to your purchase, you can still let us know, but we will forward it to your credit provider, Novuna (previously Hitachi Capital). Novuna will acknowledge your complaint, investigate it thoroughly and respond within eight weeks.
What to do if you can’t reach an agreement
If you are not satisfied with Novuna’s response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of Novuna’s final response letter.
They can be contacted in the following ways:
- Write: Financial Ombudsman Service, Exchange Tower, London, E14 9SR
- Telephone: 0300 123 9 123
- E-mail: complaint.info@financial-ombudsman.org.uk
Further details can be found on the Financial Ombudsman Service website: www.financial-ombudsman.org.uk
Finance Options FAQs
Optegra offers 0% finance for up to 24 months on eligible private eye treatments, allowing you to spread the cost through monthly repayments without paying interest during the agreed 0% finance term. Finance is subject to eligibility and a credit check.
0% finance for up to 24 months is available for private laser eye surgery, lens replacement surgery, implantable contact lens (ICL) surgery and private cataract surgery. Longer-term finance options are also available for repayment periods greater than 24 months, with interest charged at 9.9% p.a. fixed (9.9% APR representative).
Your finance application only takes a few minutes to complete. During your consultation, an Optegra patient adviser can talk you through the finance options available for your treatment before you apply. Finance is subject to eligibility, affordability and a credit check.
You will need to provide information including your address history, employment details and bank information. You may be asked to provide details covering up to the previous five years
Once you’ve completed and signed your finance application, no payment will be requested until after your surgery has been completed.
Your monthly finance repayments will begin three weeks after we request payment. We will only request payment once your surgery has been completed. Your monthly repayment will depend on your treatment cost, deposit and chosen repayment period, so you’ll know the agreed amount before your finance plan begins.
You can make additional payments towards your finance or amend your repayment period before we request payment. If you make any changes at this stage, you’ll need to sign the finance application again.
Once payment has been requested, any changes to your finance agreement will need to be discussed directly with Novuna, the finance provider.
Novuna will confirm fees if applicable.
Yes. You will need to make full payment before the finance application can be cancelled.
If you’re struggling to make your repayments, you should contact Novuna directly to discuss your finance agreement and the options available to you.
Optegra UK Limited (FRN: 735282) are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender – credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC. Terms & Conditions Apply
